1 thought on “Is Ping An Bank Gold Baby a deposit product?”
Bryan
Ping An Bank Gold Baby is not a deposit product. It means that within the agreed period, the investment deposit is based on the capital (starting 10,000 yuan). Gold special investment business returned after the contract expires.
The gold shares can be exchanged for real gold. Investors can log in to personal online banking-investment wealth management-Golden Baby can buy Golden Baby. Purchase time: Golden Exchange Trading Day 09: 30-17: 00.
The expansion information: The precautions for buying insurance: 1. Choose insurance products according to personal ability Determine the insurance amount. This requires the insurer to determine the required risk protection according to his work and family conditions, and choose the appropriate insurance product. If the disposable income of individuals and families, analyze the payment capacity, especially the continuous payment capacity of long -term insurance, determine the appropriate insurance amount. "Generally speaking, the annual insurance premiums pay for 10%of the disposable income of individuals or families," said the person.
2. To read the insurance clause carefully "Carefully read the insurance clause and comprehensively understand the content of the guarantee." The person reminded that you must understand the insurance clause when buying insurance. The insurance clauses are more, focusing on understanding these contents: insurance liability, clearing what accidents or circumstances occurred, insurance companies bear liability for compensation or pay insurance money; Do not bear compensation or pay insurance liability.
Then as an example of Ping An Bank The insurance premiums in the second year of auto insurance are related to the number of insurance premiums, the amount of insurance, and the amount of insurance purchased. R n ① If the user did not have a responsible road traffic accident last year, the premium of the second year will be reduced by 10%; ② If the user has no responsible road traffic accident in the last two years, the second year's premium It will be reduced by 20%; ③ If the user has no responsible road traffic accident in the last three years and the above year, the premium of the second year will be reduced by 30%; ④ if the user has a liability once a year, but it will be responsible for the previous year but The road traffic accident that does not involve death is unchanged in the second year; ⑤ If the user has two liabilities in the previous year but does not involve death, the premiums in the second year rose 10%; ⑥ If the user had a responsible traffic death accident last year, the premium of the second year rose 30%.
2, commercial insurance: The premium of the second year of commercial insurance should be determined in accordance with the regulations of insurance companies. The preferential policies of commercial insurance in different insurance companies are different. For specific details, you need to contact the insurance company for consultation.
Ping An Bank Gold Baby is not a deposit product. It means that within the agreed period, the investment deposit is based on the capital (starting 10,000 yuan). Gold special investment business returned after the contract expires.
The gold shares can be exchanged for real gold. Investors can log in to personal online banking-investment wealth management-Golden Baby can buy Golden Baby. Purchase time: Golden Exchange Trading Day 09: 30-17: 00.
The expansion information:
The precautions for buying insurance:
1. Choose insurance products according to personal ability
Determine the insurance amount. This requires the insurer to determine the required risk protection according to his work and family conditions, and choose the appropriate insurance product.
If the disposable income of individuals and families, analyze the payment capacity, especially the continuous payment capacity of long -term insurance, determine the appropriate insurance amount. "Generally speaking, the annual insurance premiums pay for 10%of the disposable income of individuals or families," said the person.
2. To read the insurance clause carefully
"Carefully read the insurance clause and comprehensively understand the content of the guarantee." The person reminded that you must understand the insurance clause when buying insurance.
The insurance clauses are more, focusing on understanding these contents: insurance liability, clearing what accidents or circumstances occurred, insurance companies bear liability for compensation or pay insurance money; Do not bear compensation or pay insurance liability.
Then as an example of Ping An Bank
The insurance premiums in the second year of auto insurance are related to the number of insurance premiums, the amount of insurance, and the amount of insurance purchased. R n ① If the user did not have a responsible road traffic accident last year, the premium of the second year will be reduced by 10%;
② If the user has no responsible road traffic accident in the last two years, the second year's premium It will be reduced by 20%;
③ If the user has no responsible road traffic accident in the last three years and the above year, the premium of the second year will be reduced by 30%;
④ if the user has a liability once a year, but it will be responsible for the previous year but The road traffic accident that does not involve death is unchanged in the second year;
⑤ If the user has two liabilities in the previous year but does not involve death, the premiums in the second year rose 10%;
⑥ If the user had a responsible traffic death accident last year, the premium of the second year rose 30%.
2, commercial insurance: The premium of the second year of commercial insurance should be determined in accordance with the regulations of insurance companies. The preferential policies of commercial insurance in different insurance companies are different. For specific details, you need to contact the insurance company for consultation.